AAII Dividend Investing (DI) is not a registered investment adviser or a broker/dealer. Readers are advised that the newsletter is issued solely for informational purposes and should not be construed as an offer to sell or the solicitation of an offer to buy securities. The opinions and analyses included herein are based on sources believed to be reliable and written in good faith, but no representation or warranty, expressed or implied, is made as to their accuracy, completeness, timeliness, or correctness. Neither we nor our information providers shall be liable for any errors or inaccuracies, regardless of cause, or the lack of timeliness of, or any delay or interruptions in, the transmission thereof to the users. All information contained in this newsletter should be independently verified with the companies mentioned.

As a matter of policy, AAII employees are not permitted to transact in any stock being added to or deleted from the AAII Dividend Investing portfolio for a two-week period starting a week before and ending a week after the addition or deletion alert is issued. AAII employees may own some or all of the stocks held in the DI portfolio. We do not accept compensation from any companies mentioned in this newsletter.

Past performance is no guarantee of future results. Investments recommended are not appropriate for all investors. Recommendations are made without consideration of your financial sophistication, financial situation, investing time horizon, or risk tolerance. Readers are urged to consult with their own independent financial advisers with respect to any investment.

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